Life: We offer terms ranging from 5 to 30 years with a guaranteed level premium. For those looking at lifetime coverage, we also handle several Universal Life policies. We shop and compare features from nearly two dozen insurance companies. Not only do we focus on the best proper coverage at a competitive price, but we review the insurer’s strength to help ensure they are sound financially. Lastly, we make sure to provide a solid idea of the overall insurance need, to ensure you are properly insured.

Disability: Most people aren’t aware that individuals are more than 7 times more likely to become disabled then die. Unfortunately most don’t realize that their employer plans, if they offered them, only provide limited coverage. Most don’t inquire about an individual policy until it is too late. At IFS, we offer a sound comprehensive review of needs

Long-Term Care: Who will take care of you during your advanced years? There are many assorted benefits and term levels for assisted living, long-term care, at home health care needs. Remember: Medicare doesn’t cover this type of care. Many plans offer quality coverage at limited prices.

Annuities: Did you know you can guarantee your retirement account against market losses? Ask about our fixed income or equity index products and if they are right for you.

Health Insurance: Our Company is your one stop shop for instant health quotes from a range of health insurance companies which include: Care first Blue Cross Blue Shield, Aetna, Assurant Health, and Coventry among many others. We further offer online pricing, self-help tutorials, and simple online applications. For full-time enrolled college students, there are specialized plans geared toward the needs of the full time student. Also, ask about our Guaranteed Issue Health Plans and limited coverage plans. Some plans even allow for coverage as early as the next business day!