Integrated Financial Solutions is committed to offering the most favorable rates with the best customer service. To better serve you, below is a sampling of some of the many services offered:

• Mortgages for primary, or second homes
• Investment property financing
• Refinance and/or cash-out equity
• Less than perfect credit approvals
• Debt consolidation
• Home improvements loans
• Borrow up to 125% of the value of your home
• Construction to Perm Financing
• No cost home equity loans and lines of credit
• Rehabs
• VA Loans
• FHA Loans
• Nehemiah, Ameridream, and many others
• Commercial

We are conveniently located in Ellicott City, Maryland, and have access to numerous lenders, which results in homeowners receiving the most competitive interest rates for the very best programs. Our rates are often .25% or lower than conventional banking institutions! Additionally, this relationship allows us to offer a variety of programs, with terms that are customized to meet your unique financial needs.

Bad credit? We can help! With our special programs we can secure the best rates and terms for our customers with less than perfect credit. In addition, borrowers are advised on clear steps to improve their overall credit rating. Just ask how we can help.

We know firsthand that mortgage transactions can be a hassle. The team at Integrated Financial Solutions has intimate knowledge of the industry and the use of the state-of-the-art technology that greatly reduces the headaches that are normally associated with securing a mortgage. We at IFS get it right the first time, eliminating endless requests for additional information. Our numerous automated underwriting systems often allow us to offer financing without appraisals and just one recent paystub, with the whole transaction taking place from the convenience of your home. Can any other mortgage company say that?

Integrated Financial Solutions is here for you. We’re not only committed to helping our customers before and during the loan process, but long after to provide any help that you may need. We provide continuous contact to review ongoing changes that often occur with your financial situation. Not only does your financial situation constantly change, but so does the real estate market, loan programs, and especially interest rates. So should you have questions about your loan or need additional information, just give us a call or send an email, we will be glad to help.

Impeccable credit or less than perfect credit, we at Integrated Financial Solutions are committed to finding you the best rate, at the most favorable terms, with the least inconvenience to you.

The biggest compliment anyone can give us is a referral for the outstanding service we have provided to you in the past!